Demand-side

Household-level affordability assessment considers three distinct dimensions to estimate the realized household burden of connectivity – connectivity cost-burden, contingency-cost exposure and stress-test outcomes relative to the full cost structure of sustaining household internet services.

Contingency-cost exposure measured from non-base connectivity costs triggered by customer behaviour revealed significant differences in financial stress outcomes, including service disconnection, debt accumulation and budget adjustments for basic household expenses.

The H+It benchmark is a complementary metric and prospective stress-test benchmark tool that presents a novel method for evaluating the impact of recurring internet costs and contingent costs against household financial capacity.


Supply-side

Telecommunications service providers benefit from access to public rights-of-way and tariff-free occupancy of municipal spaces.

Municipal capital works records contain geospatial locations, construction dates, timelines, linear lengths, and project directionality for fibre infrastructure.

Bell outpaces Rogers by approximately 3.5:1, and direct incumbent overlap appears limited: only 12.5% of 5,820 unique street segments show parallel incumbent deployment.